I was just looking at the two digital layouts Karen posted, and I realized something about scrapbooking digitally. In some respects, it can save you time. If you are only scrapping one picture with only a few elements, it can be quick and easy because there is no cutting, adhering, etc. But, in the case of something with MANY elements, it can eat up a large chunk of your time...LOL. That's ok - I'm happy with the final result!
* remember to click on the layout to see it bigger, otherwise get out your magnifying glass!